Features include:
- New for old cover on most replaced contents
- Burning out of electric motors
- Replacement of locks & keys
- Cover identity theft up to $5,000
- Accommodation Costs (Should you be unable to live in your home as a result of damage caused by a defined event).
To view more features click here
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| Insured Events |
13 - excluding flood |
13 - excluding flood |
| Accidental Damage |
No |
Yes |
| Fusion |
Covered for motors up to 15 years old |
Covered for motors up to 15 years old |
| Additional Cost of Temporary Accommodation |
Highest of 10% of Sum Insured or $10,000 |
Highest of 10% of Sum Insured or $10,000 |
| Building Materials awaiting installations |
$2,000 |
$2,000 |
| Building Modifications following serious injury |
$10,000 |
$10,000 |
| Change of risk address |
30 days cover for contents at both sites |
30 days cover for contents at both sites |
| Club Committee Errors and Omissions |
$5,000 |
$5,000 |
| Contracting Purchaser |
No |
Yes |
| Compensation for Death (by insured event) |
$5,000 |
$10,000 |
| Domestic Workers Compensation |
Optional |
Optional |
| Emergency Storage of Contents |
Maximum 12 months |
Maximum 12 months |
| Exploratory Costs |
Yes |
Yes |
| Forced Evacuation due to Government authority |
Yes |
Yes |
| Frozen Food |
$500 |
Yes - Reasonable |
| Identity Theft |
$5,000 |
$5,000 |
| Landlords Fixtures (when tenant) |
Yes |
Yes |
| Landscaping, trees, plants and shrubs |
$500 per tree, shrub or plant max $1,500 in total |
$500 per tree, shrub or plant max. $3,000 in total |
| Legal Defence Costs |
$2,500 |
$5,000 |
| Legal Liability |
$30 Million |
$30 Million |
| Loss or theft of credit or transaction card |
$2,500 |
$5,000 |
| Monitored alarm attendance |
$1,000 |
$1,250 |
| Replacement of locks and keys |
$1,000 |
$2,500 |
| Taxation Audit |
$2,500 |
$5,000 |
| Temporary Removal of Contents |
Another person's home, bank safety deposit, hotel, motel, nursing home or hospital which insured is temporarily residing in anywhere in Australia - Insured Events only cover Limit 25% of the sum insured up to max $3,000 |
Anywhere in Australia and New Zealand whilst temporarily removed from your home or anywhere in the world for a maximum of 90 days. Sub-limits apply to certain items |
| Veterinary Expenses |
$500 |
$750 |
| Visitors Contents |
$5,000 |
$5,000 |
| Waiver of Excess |
N/A |
Yes |
Optional Extras available
Valuables cover - works hand-in-hand with our Home Contents insurance by protecting items such as your mobile phone, camera, laptop, sporting equipment or jewellery from accidental loss, or damage or theft away from home. You can tailor your cover to match your specific requirements.
Home Cover Prestige
In addition to the specific events cover, it also protects you against accidental loss or damage to home and contents at the insured address. Plus it automatically provides extended cover for your contents when temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.
Ways to save:
With MYER Insurance there are various ways to enjoy discounts on your premium.
- Multi-policy discount
- Security discounts
- Household no claim bonus
- Retirees discount
- Choice of excess options
GET A QUOTE NOW
Not ready to take out a policy? Remind me later.
Having difficulty obtaining a quote online, call MYER Insurance Customer Care Centre on 1300 155 694
Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material contains general information only and may not suit your particular circumstances. Before deciding to acquire any insurance product, you should obtain and consider the relevant Product Disclosure Statement to decide if a policy is right for you. Insurance issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFS Licence 239545. Myer Pty Ltd ABN 83 004 143 239 Authorised Representative Number 269255 ("Myer") is an Authorised Representative of QBE Insurance (Australia) Limited.
