Terms & Conditions
Myer Visa Card Conditions
^ MYER one Shopping Credits are not earned on cash advances, cash equivalent transactions, balance transfers, balance protection insurance premiums and interest, fees and charges. ShoppingCredits awarded for spend outside of Myer are capped at 2000 Shopping Credits per month.
** To earn 3 MYER one Shopping Credits at Myer, your MYER oneCard and Myer Visa Card must be presented together and excludes Gift Card purchases, lay-by and credit card payments and at M Window Fashions, Portrait Place, Santa's Photo Factory, Ticketmaster, Laubman and Pank, Cavallo Nero, Liverpool Travel, CBD Lotto and the Nespresso Shop.
¥ To obtain up to 62 days interest free you must pay your account infull by the due date every month. Interest free days do not apply while you have a balance transfer balance.
# Special promotion fees, other fees, minimum purchase, deposit and other conditions may apply, see instore for details.
* An annual fee of $39 is payable. An Additional cardholder fee of $9 per year per additional card is charged on the same day as the annual fee.
Myer Visa Card Interest Rates
| Standard annual percentage rates | 19.99% |
| Cash annual percentage rate | 19.99% |
Rates are variable and are subject to change. Current as at 2 March 2010.
Myer Visa Card Fees and Charges
The following is a summary of the fees and charges on the Myer Visa Card. Your contract will give more detail about these fees and charges:
| Annual fee | $39 |
| Additional cardholder fee | $9 per year per additional card and is charged on the same day as the annual fee |
| Cash advance fee | 3% of the cash advance or cash equivalent transaction or $1.95, whichever is the greater |
| International cash access fee (ATM) | $4, in addition to the cash advance fee |
| International counter transaction fee | $5, in addition to the cash advance fee |
| International transaction fee | 3% of the Australian dollar amount of the international transaction |
| Late fee | $35 |
| Overlimit fee | $35 |
| Direct debit dishonour fee | $2.50 |
| Cheque payment dishonour fee | $10 |
| Payment handling fee | $1.50, which is not payable for payments made in-store at Myer, by mail, by direct debit or by BPAY. |
| Voucher retrieval fee | $7, unless the voucher shows that no cardholder authorised the transaction |
| Repeat statement fee | $7 |
| Trace fee | $30, if you are overdue and you have changed address without notifying us |
| Special promotion fee | $35, on each occasion you make a purchase subject to a special promotion unless the conditions of the promotion state that the fee will not be charged |
| Account service fee | $2.50 per month if the balance of your special promotions is $10 or more at the statement date |
Current as at 31 March 2009. Subject to change
Useful documents
If you are already a Myer Visa Cardholder, you can access some useful documents for your account by clicking onthe links below (in PDF format):
- Conditions of Use
which cover the use of your Myer Visa Card - Balance transfer request
if you would like to transfer the balance of another credit card to your Myer Visa Card - Direct debit request
if you would like to make automatic payments from your nominated savings account to your Myer Visa Card - Authority to disclose
if you would like to give someone else the authority to obtain information about your Myer Visa Card
