Myer Visa Card Terms and Conditions

*7000 Bonus Shopping Credits: This offer is only available to new Myer Visa Card applicants who apply online, are approved and spend on their new Myer Visa Card within two weeks of receiving it. 7000 Bonus Shopping Credits will be credited within 60 days of their first transaction. Any Card fees, balance transfers, temporary shopping card spend, or cash advances do not count towards your initial spend. This offer is not available in conjunction with any other GE Money bonus offer. Each customer can only qualify once for this offer. 7000 Bonus Shopping Credits are not exchangeable for cash or transferable.

^MYER one Shopping Credits are not earned on cash advances, cash equivalent transactions, balance transfers, balance protection insurance premiums and interest, fees and charges. Shopping Credits awarded for spend outside of Myer are capped at 2000 Shopping Credits per month.

+To earn 3 MYER one Shopping Credits at Myer, your MYER one Card and Myer Visa Card must be presented together. This excludes Gift Card purchases, lay-by and credit card payments.

vFor MYER one affiliates listings and terms and conditions, see myeroneaffiliates.com.au. You must present your MYER one Card and Myer Visa Card to receive maximum MYER one Shopping Credits.

~To obtain up to 62 days interest free you must pay your account in full by the due date every month. Interest free days do not apply while you have a balance transfer balance.

Special promotion fees, other fees, minimum purchase, deposit and other conditions may apply, see in store for details. An annual fee of $69 is payable. An Additional cardholder fee of $9 per year per additional card is charged on the same day as the annual fee.

Gift Card terms of use apply, click here to download. MYER one Gift Cards are mailed with the MYER one Member Quarterly Update. Credit provided by GE Capital Finance Australia ABN 42 008 583 588, Australian Credit Licence Number 392145, trading as GE Money. MYER one is a registered trademark of Myer Pty Ltd ABN 83 004 143 239.

Myer Visa Card interest rates

Myer Visa card fees and charges
Standard annual percentage rates 20.69%
Cash annual percentage rate 20.69%
 

Rates are variable and are subject to change. Current as at 15 March 2011

Myer Visa Card fees and charges

The following is a summary of the fees and charges on the Myer Visa Card. Your contract will give more detail about these fees and charges:

Annual fee $69
Additional cardholder fee $9 per year per additional card and is charged on the same day as the annual fee
Cash advance fee 3% of the cash advance or cash equivalent transaction or $1.95, whichever is greater
International cash access fee (ATM) $4, in addition to the cash advance fee
International counter transaction fee $5, in addition to the cash advance fee
International transaction fee 3% of the Australian dollar amount of the international transaction
Late fee $25
Overlimit fee $5
Payment handling fee $2, which is not payable for payments made in-store at Myer, by mail, by direct debit or by BPAY
Special promotion fee $35, on each occasion you make a purchase subject to a special promotion unless the conditions of the promotion state that the fee will not be charged
Account service fee $2.50 per month if the balance of your special promotions is $10 or more at the statement date
 

Current as at 10 October 2011. Subject to change

useful documents

If you are already a Myer Visa Cardholder, you can access some useful documents for your account by clicking on the links below (in PDF format):

  • Conditions of Use
    which cover the use of your Myer Visa Card
  • Balance transfer request
    if you would like to transfer the balance of another credit card to your Myer Visa Card
  • Direct debit request
    if you would like to make automatic payments from your nominated savings account to your Myer Visa Card
  • Authority to disclose
    if you would like to give someone else the authority to obtain information about your Myer Visa Card
 
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