Card Features

Enjoy the rewards you deserve

With Myer Visa Card, you can reward yourself with the things you love, just by spending on the things you need. Every time you use your card, you'll earn MYER one Shopping Credits to go towards MYER one Reward Cards.

You'll earn:

  • 3 MYER one Shopping Credits for every $1 spent at Myer+
  • Up to 3 MYER one Shopping Credits for every $1 spent at Myer affiliatesv
  • 1 MYER one Shopping Credit for every $1 spent everywhere else (capped at 2000 per calendar month).^


To earn maximum points at Myer and Myer affiliates, make sure you present your Myer Visa Card and MYER one Card together.

Terms & Conditions

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Treat yourself with MYER one Reward Cards

With a Myer Visa Card, you'll be linked to one of Australia's most popular reward programs, MYER one. Using your Myer Visa Card and MYER one Card together is the fastest way to earn MYER one Shopping Credits.

Reach 2000 MYER one Shopping Credits and we'll send you a $20 MYER one Reward Card. These are automatically mailed to you with your MYER one Member Quarterly Update, so there's no tricky redemption process to worry about.

Other MYER one benefits include:

  • Invitations to VIP shopping events
  • Emporium magazine (free with any purchase) ##
  • Exclusive MYER one Member offers.

Buy Now Pay Later

As a Myer Visa Card customer, you'll be entitled to:

  • 3 months buy now pay later on all purchases in store at Myer. Ask for this option when you pay.~~

Other Benefits

The perfect everyday credit card, Myer Visa Card:

  • Gives you up to 62 days interest-free on all purchases ~
  • Is accepted at over 30 million locations worldwide – wherever you see a Visa logo
  • Lets you withdraw cash from most ATMs and over the counter at many banks and financial institutions.

Interest on cash advances is charged from the date of withdrawal. Fees and charges will apply for cash withdrawals.
Find out more here.

Your Security

The security features of Myer Visa Card work to better protect your account.

  • Embedded microchip encrypts your account information in a secure format
  • Myer Visa Fraud Secure helps protect against fraudulent activity.

Shopper's Protection Insurance

Shopper's Protection is an optional insurance that allows you to protect your purchase and finances in case of the unexpected. It also protects the things you buy, anytime you use your Myer Card.^^

To see if Shopper's Protection is right for you, read the Combined FSG, PDS and Policy. You can also call us on 1800 800 230 if you have any questions.

Rates, fees, and charges

Myer Visa Card interest rates:

Standard annual percentage rate 20.69%
Cash annual percentage rate 20.69%


The following is a summary of the fees and charges on the Myer Visa Card. You’ll be given all the details in your contract.

Annual fee $69
Additional cardholder fee $9 per year additional card. Charged on the same day as the annual fee
Cash advance fee 3% of the cash advance or cash equivalent transaction or $1.95, whichever is greater
International cash access fee (ATM) $4, in addition to the cash advance fee
International counter transaction fee $5, in addition to the cash advance fee
International transaction fee 3% of the Australian dollar amount of the international transaction
Late fee $25
Payment handling fee $2.50. which is not payable for payments made in-store at Myer, by mail, by direct debit or by Bpay
Special promotion fee $35, payable on each occasion you make a purchase subject to a special promotion unless the conditions of the promotion state that the fee will not be charged.
Account service fee $2.50 (applied each month when you have an interest free balance)


Current as at 23 September 2013. Subject to change.

A safer way to pay

Using a Personal Identification Number (PIN) is a safer way to pay than signing.

There is currently an industry security initiative (BuySafe) being developed between the issuers of Visa, MasterCard, AMEX & Diners credit cards in the Australian market. The industry intitiative will require credit card purchases at retail terminals to be authorised with a Personal Identification Number (PIN) - signature will no longer be accepted.

Existing Visa paywave & MasterCard PayPass transactions under $100 will continue to not require a PIN for authorisation.

Click here for FAQs

Myer Visa Card Terms & Conditions

+ To earn a total of 3 MYER one Shopping Credits at Myer, your MYER one Card and Myer Visa Card must be presented together. Excludes Gift Card purchases, lay-by, credit card payments and purchases at some food and service outlets.

v For MYER one affiliates listings and terms and conditions, see myeroneaffiliates.com.au. You must present your MYER one Card and Myer Visa Card to receive maximum MYER one Shopping Credits. Bonus Myer Visa Card Shopping Credits are awarded as spend
outside of MYER and is capped at 2000 Shopping Credits per calendar month.

^ Shopping Credits awarded for spend outside of Myer are capped at 2000 Shopping Credits per calendar month. MYER one Shopping Credits are not earned on cash equivalent transactions, Shopper's Protection insurance premiums, interest, fees and charges.

##Excludes purchases of Reward Cards, lay-by and credit card payments and some Myer concessions.

~~ Approved customers only. Available to Myer Visa Card and Myer Card customers. Only available on advertised or ticketed price. Not available with a negotiated or competitive price match. Interest applied to any unpaid balance at the end of the interest free period.

~ To obtain up to 62 days interest free you must pay your account in full by the due date every month. Interest free days do not apply while you have a balance transfer balance.

^^ Terms, conditions and some exclusions apply. Any advice on this page has been prepared without taking into account your own financial situation, needs and objectives. You should consider if this advice is right for you and read the Combined FSG, PDS and Policy before deciding whether to purchase this product. The insurers are Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469 and Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478.


Credit provided by GE Capital Finance Australia ABN 42 008 583 588, Australian Credit Licence Number 392145, trading as GE Money.